for continuing education
SayStudent Private Student Loan
When you Need Money to
Advance Your Career ... FAST!
Where you need to —
- enroll into a certificate program
- take online courses for a degree
- get a new laptop for online study
- travel to attend a campus seminar
And you need to get started NOW!
Turn to private student loans to help fund your continuing education. You can get your money in as little as 5 business days.
The SayStudent Continuing Education Private Student Loan is designed to help students attending school on a part-time basis. You can borrow up to $30,000 and make no payments until after you graduate or leave school: see footnotes below
| Loan Benefits |
|---|
| funding in as few as 5 business days from receipt of completed application — that's fast! |
| funds are disbursed directly to you, not the school — puts you in control! |
| easy, no hassle application — submit online — do it now! |
| ask about the rate reduction incentive benefit available to students — up to 0.50% |
| get your parent or another creditworthy adult to co-sign the application to improve your loan qualifications — cosigner release benefit — more information |
| Loan Limits |
|---|
| borrow annually up to $30,000 |
| $130,000 aggregate maximum borrowing limit; $1,500 minimum loan amount |
| use the loan to pay tuition, room and board, books, computer, studying abroad, travel home, and even past due balances: click to view college costs |
| loan amounts are not tied to any federal or college limits — no federal forms required |
| Loan Advantages |
|---|
| no application fees or other out-of-pocket fees |
| preliminary approval in as little as 15 minutes if applying by web or phone |
| competitive interest rates and generous loan amounts: see rates |
| deferred repayment 2 |
| no prepayment penalty with a SayStudent private student loan |
| Loan Eligibility |
|---|
| must be enrolled less than half-time in a degree program or enrolled in a certificate or technical training program |
| proof of enrollment will be required |
| for students attending
more than half-time: see undergraduate program |
| Credit Guidelines |
|---|
| Note: some continuing education students may a qualified co-signer such as a
parent or another creditworthy adult in order to qualify for
the loan — see how best to qualify Borrowers must meet the credit requirements below: |
| have at least 21 months credit experience and a satisfactory credit history |
| have a satisfactory employment history of at least two years |
| if self-employed, verifiable business income for at least two years |
| proof of current income |
| have resided at your most current and immediately preceding addresses for a total of at least one year |
| U.S. citizen or permanent residence and have resided in the U.S. for the previous two years |
| international students can apply with a qualified, creditworthy US citizen or permanent resident cosigner |
| Repayment Terms |
|---|
continuing education borrowers
|
| repayment period: take up to 20 years to repay — minimum monthly payment as low as $25: see rate and repayment examples favorable repayment terms - no pre-payment penalties |
| Use to Pay Past Due Balances |
|---|
| the SayStudent Private Student Loan can be used to finance any portion of past due balances from previous academic periods |
| you don't have to be currently enrolled to cover past due balances |
| provide a copy of a current invoice that demonstrates a past due balance |
| apply for past due balances separately from a current or upcoming-year loan |
| the only repayment option available is "immediate repayment of both principal and interest" if you are not currently enrolled in college |
| U.S. citizen or permanent residence and have resided in the U.S. for the previous two years |
| international students can apply with a qualified, creditworthy US citizen or permanent resident cosigner |
don't wait another minute!
finance your career move now!
Back to main page ....
use this student aid
tally sheet
| Step 1: apply a private student loan conveniently online or by phone — use tally sheet to keep track You can save your application to come back anytime to complete. |
| Step 2: if you need a co-signer for getting approved, start the application to enter your information. Then save it. Invite your co-signer to retrieve the application to submit their information. |
| Step 3: you will receive a preliminary approval in as little as 15 minutes upon submission of your completed application. |
| Step 4: once you receive your credit agreement by email — print — sign — fax back the agreement at the number provided |
| Step 5: final document review conducted and funds disbursement date is scheduled |
| Step 6: loan proceeds are disbursed directly to you. |
| Step 7: use our budgeting tips to manage your money wisely |
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