need money for college?
get up to $40,0001
per year
. . .
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. . . and make no payments
until after you graduate2
| when you need money fast |
|---|
| get up to $40,000 (1) in as little as 5 business days. Funds are sent directly to you. |
| use the money to pay tuition, room and board, books, laptop, travel home, study abroad and other education-related expenses |
| deposit the money into your bank account - use pre-paid cards to budget and manage your funds and spending: see diagram |
| you will not have to pay one cent on the loan until after your graduate (2) |
| More Private Student Loan Information For undergrads | graduates | continuing ed |
It Takes Just 1-2-3 Quick Steps
| estimate how much you need |
|---|
| Your costs include tuition, room and board, school supplies, transportation to and from school, and a computer for use in class. |
| make sure you borrow the right amount so that you will have enough for the entire year |
| use our calculator at right to estimate how much |
| we have a budget planning worksheet that can help budget aid and expenses needs: FREE download |
| get qualified |
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| This is a credit-based, private student loan. So many first-time students will need a qualified co-signer in order to qualify |
| it is recommended that you have a qualified co-signer such as a parent or another creditworthy adult in order to qualify for the loan and to get a better rate |
| link to our how best to qualify page to determine whether you qualify without a co-signer |
| submit your application |
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| Use our easy, no hassle application with no out-of-pocket fees. You can apply online |
| you can start your application online, save it, and return later to finish and submit. |
| get a preliminary approval in as little as 15 minutes. |
| whether you've just graduated from high school or are starting a graduate program, the SayStudent Loan can provide the money you need. |
| More Information For undergrads | graduates | continuing ed view loan benefits |
One More Important Item
| use these FREE student aid tools |
|---|
| complete directory of valuable tools: some helpful tools and files to aid your search for student loans and other financial aid |
| student aid tally sheet for tracking aid needs |
| student financial aid road map |
| summary financial aid charts |
| student aid budgeting worksheet (excel file) |
| many more tools |


